Finance bill 2024: the Building has not been heard

This increase will give new impetus to the energy renovation market, especially since the tax credit for the renovation of business premises is not called into question. These requests from the FFB therefore find, on first analysis, a concretization.

But Ma Prime Adapt' is limited to elderly households already in a situation of loss of autonomy, which is an unpleasant surprise when the expectations of seniors are high. The aid is accompanied by the maintenance of a tax credit for intermediate households, with the same restrictive conditions. The need to anticipate these situations is therefore swept away.

Furthermore, PTZ amputation is becoming a reality. This loan will only benefit the collective in tense areas, i.e. a third of the operations concerned until now. Neither the needs of the French, nor the risks to employment, nor the fact that a PTZ operation brings a net balance of €35.000 to the Nation have deflected the government's approach. The possible subsidized loan recently mentioned will not be enough to compensate for the disappearance of a useful and well-controlled product for households. Outside of tense areas, it will therefore be necessary to resolve a particularly difficult situation for young people and households with modest resources.

As for the announced replacement of Pinel at the end of 2024 by the rise of professional SCPI Housing, this decision appears to be a more than ambitious bet. Here again, the product will only concern large cities. It is high time to put in place a private real estate lessor statute.

For Olivier Salleron, president of the FFB: “I urgently call on parliamentarians to reconsider the measures which, in this finance bill for 2024, will reinforce a long and lasting crisis for the construction industry, destroying jobs and which will affect the purchasing power of the French . We must strengthen the PTZ in all territories and not unravel it. »