However, social landlords are faced with an increase in their operating costs driven by the dynamics of generalized inflation. This is what led the Government to moderate the increase in the livret A to 3% on February 1, in order to support donors in pursuing their investments.
The Government is taking additional measures to strengthen the investment capacity of the HLM sector both in production and in renovation.
A “financial shield” has been put in place for new operations financed in 2023: the Banque des Territoires will reimburse the beneficiaries of these loans 100 basis points of interest relating to their first due date. This measure will concern the three main categories of loans to social landlords: the assisted rental loan for integration (PLAI), the rental loan for social use (PLUS) and the social rental loan (PLS).
In addition, the eco-loan for social housing, which finances energy renovation work, will be reinforced. Its envelope will reach €6 billion over 2023-2027, i.e. an increase of 50% compared to the previous envelope. The details of this device will be presented soon.
For Bruno Le Maire, Minister of Economy, Finance and Industrial and Digital Sovereignty: “Despite this period of inflation, it is essential to continue investing in better housing for our fellow citizens. The Government plays its full part in this effort to invest in housing by providing an exceptional financial shield to social landlords, so that they can continue to support the construction and renovation of housing. »
For Olivier Klein, Minister Delegate to the Minister for Ecological Transition and Territorial Cohesion in charge of Cities and Housing: “In the period of inflation, energy crisis and ecological emergency, investments from social landlords are more necessary than ever, to produce new housing and to renovate existing housing. The financial shield accompanies donors in the face of inflation, and will be added to the €500 million in subsidies from the National Fund for Stone Aid. We also support the historic financing effort of the Banque des Territoires for the financing of the ecological transition of social housing, with an unprecedented envelope of €6 billion, which constitutes a first step in the pact of trust that we will conclude with social landlords. to continue in the direction of reciprocal commitments. »