The fall in mortgage rates does not weaken in April

The month of April also marks the resumption of financing by a Parisian bank, absent for several months, and the introduction of the new PTZ, accessible to more households.

These developments are part of a broader context of optimistic forecasts issued by the governor of the Bank of France, anticipating a rate cut in the spring. A trend that the market already seems to be sensing, thus offering new opportunities for borrowers.

Increasingly favorable loan conditions for borrowers

With these changes, Pretto sees a significant improvement in the loan conditions offered to borrowers. The expansion of the offer, in particular with the reopening of the PTZ under new standards, as well as targeted price adjustments, reflect a rapidly changing market, ready to welcome new real estate projects.

Evolution of borrowing capacity for a salary of €4.000 gross monthly (€48.000/year)

For Pierre Chapon, president of Pretto: “We are entering a very favorable period for future owners. With decreasing rates and banks increasingly inclined to finance various projects, and sellers still open to negotiation: it is a very good context to realize your real estate project. »

Illustrative image of the article via Depositphotos.com.