Decennale.com offers you tailor-made insurance

Aware of the obstacles frequently encountered by professionals in the building sector in accessing adequate coverage, Decennale.com worked closely with its insurance partners to design personalized offers.

These tailor-made solutions are intended for both young companies looking for solid protection and established entities wishing to optimize their insurance expenses, thus guaranteeing quality coverage at a competitive cost.

Professional liability insurance

Professional civil liability (RCP) is the fundamental shield of any construction tradesman. It intervenes to cover damage caused to third parties, whether during the execution of the work or even after its completion. Whether it is a design error, accidental material damage on the site, or damage caused to the environment, the RCP is there to protect professionals from the often serious financial consequences of these incidents. .

This insurance is not only limited to covering direct damage, it can also cover defense costs in the event of litigation. It is an essential element of risk management in the construction sector, allowing tradesmen to concentrate on their core business, while knowing that their backs are secure in the event of the unforeseen.

The ten-year guarantee

Ten-year insurance occupies a central position in the construction sector, being an essential component of the safety and reliability of constructions. Required by law in France, it offers protection for a period of ten years against defects and damage likely to compromise the main structure of the building or hinder its use in accordance with its intended purpose. From the framework to permanently integrated components, ten-year insurance provides comprehensive coverage, covering a wide range of construction risks.

Selecting the right ten-year insurance is a decisive step, requiring in-depth analysis and understanding of the options available on the market. Adequate insurance is not limited to meeting legal obligations; it also plays a fundamental role in strengthening the relationship of trust between building professionals and their clients. It is an essential pillar for the success and longevity of construction projects, making the ten-year guarantee an essential aspect of any serious construction project.

Building damage insurance

Structural damage insurance is a crucial component of the insurance system in the field of construction, taken out not by the craftsmen themselves, but by the project owner, that is to say the owner of the work or the developer. This insurance aims to pre-finance repairs for damage covered by the ten-year guarantee without waiting for a court decision to determine everyone's responsibilities. It therefore guarantees rapid repair of damage, an aspect particularly appreciated in the construction sector where deadlines are often a major issue.

By taking out property damage insurance, the client ensures that any problem arising within ten years of receipt of the work can be dealt with effectively. This insurance is a guarantee of serenity, both for owners and for professionals involved in construction, and contributes to a harmonious and secure project implementation.

Other relevant insurance for construction craftsmen

In addition to these insurances, there are other coverages that construction workers should consider for complete protection. Legal expenses insurance, for example, can prove invaluable in the event of legal disputes, providing assistance and advice in resolving disputes. Likewise, equipment and tools insurance protects valuable equipment against the risk of theft, loss or damage, ensuring business continuity without major disruption.

It is also relevant to consider insurance specific to certain trades in construction. For example, roofers could benefit from specific insurance covering risks related to work at height. Each craftsman must therefore assess their specific needs and seek expert advice to put together a tailor-made insurance package, guaranteeing optimal coverage for all aspects of their professional activity.

For any further information or to obtain a quote tailored to your specific needs, do not hesitate to contact Decennale.com for tailor-made insurance.