The construction of single-family homes is expected to rebound strongly in 2025.

Construction of detached houses: 67.800 sales and a rebound driven by the zero-interest loan (PTZ).

The new single-family home market recorded 67.800 sales last year, approximately 17.000 more than in 2024. This increase is "close to the 18.000 additional zero-interest loans granted in 2025," stressed Christophe Boucaux, general delegate of this federation of real estate developers and builders.

In 2025, access to zero-interest loans (PTZ) was extended to single-family homes and the entire country, strengthening support for homeownership. A total of 41.128 PTZ loans were granted to households buying a home for the first time, 76,6% more than the previous year. According to Christophe Boucaux, in 2025, "72% of PTZ loans helped first-time buyers purchase a single-family home."

"There was a real effect from the zero-interest loan last year," assured Grégory Monod, president of the FFB's housing division, while regretting that the expansion of the scheme had not been decided earlier.

Real estate development: decline of collective investment and concerns within the sector

Despite the rebound in sales of single-family homes, the sector's activity remains fragile. Last year, the level of activity remained 42% below its long-term average, calculated between 2006 and 2025.

In property development, sales of collective housing and terraced houses have declined again, with a drop of 6,9% year-on-year, marking a fourth consecutive year of decline, according to figures from the housing sector.

Developers are suffering in particular from the drop in sales to individual investors since the disappearance of the Pinel tax break on January 1, 2025.

Grégory Monod warns of the "social time bomb" that the new construction crisis could represent. "Here, we see that everything is exploding, with political decisions that have further accelerated the triggering of the social time bomb," he warned, mentioning the consequences on employment, university studies, birth rates and inadequate housing.

In this context, he calls for the inclusion of the detached house in the new incentive scheme for rental investment, called "private landlord status" or "Jeanbrun scheme", established by the 2026 finance law. He denounces a "dogmatism" which excludes the detached house from the real estate support measures.

For 2026, Christophe Boucaux anticipates a 10% increase in sales of new single-family homes, with a target of approaching 75.000 transactions.

Illustrative image of the article via Depositphotos.com.