Fewer credit brokers in 2025, according to Orias

The number of brokers in banking operations and payment services, active in the real estate credit market but also in consumer credit and loan buyouts, is around 5.500 after the 2025 renewals, compared to around 5.650 at the same date last year.

The wind has turned for these business providers, after a prosperous period boosted by low interest rates.

The European Central Bank (ECB) whistled the end of the game in the summer of 2022 by increasing its key rates, immediately passed on in their scales by the banks, concerned about their margins.

At the same time, loan applicants realized that one percentage point more on their credit could increase the cost of a loan, over a period of 20 or 25 years, by several tens of thousands of euros. euros.

Many of them preferred to postpone their purchase plans, hoping to make up a little on a sale price which is still struggling to fall.

The volume of new mortgage loans therefore logically fell to its lowest point last year since 2014, thereby drying up the broker market.

The total number of registrations of insurance intermediaries, banking operations and payment services and financial intermediaries amounts to a total of 112.450, Orias also specified on Monday, for 66.260 registered companies, with professionals often having several registrations.

An association under the 1901 law under the supervision of the Ministry of the Economy, Orias maintains the professional register, registering new entrants and removing those who end their activity.

Professionals had until February 28 to send their annual renewal file, before the registration committee meeting on March 7.